Privacy Policy | Nivesshtam Website

Nivesshtam (“we”, “our”, “us”) is committed to protecting the privacy and confidentiality of its clients, users, and website visitors.

This Privacy Policy explains how we collect, use, store, and safeguard your personal and financial information when you access our website or avail of our services.

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NATURE OF SERVICES

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Nivesshtam provides financial services including mutual funds, insurance, and other investment-related services.

We may assist in financial planning and product distribution. We do not guarantee returns and operate in compliance with applicable regulatory frameworks.

1. INFORMATION WE COLLECT

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We may collect the following types of information:

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a) Personal Information:

• Name

• Contact Details (phone number, email address)

• Date of Birth

• PAN Details

b) Financial Information:

• Bank details (if required for transactions)

• Investment preferences

• Risk profile

• Portfolio details

 

c) Other Information:

• Information shared via forms, inquiries, or consultations

• Feedback, communication, and interaction data

 

We collect this information only when voluntarily provided by you.
 

2. HOW WE USE YOUR INFORMATION

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Your information is used for:

• Providing financial services and support

• Processing transactions and service requests

• Client onboarding and KYC compliance

• Communicating updates, services, and relevant information

• Improving our services and user experience

 

We do not use your data for any unlawful or unrelated purposes.

3. DATA SHARING

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We may share your information only when necessary and on a need-to-know basis, including:

• Mutual Fund Asset Management Companies (AMCs)

• Registrar & Transfer Agents (RTAs)

• Banks and financial institutions

• Regulatory authorities (SEBI, AMFI, etc.)

• Authorized service providers involved in operations

 

All such sharing is done under strict confidentiality and lawful purposes only.

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4. DATA SECURITY

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We take appropriate measures to protect your information, including:

• Secure data storage systems

• Restricted access to authorized personnel only

• Protection against unauthorized access or misuse

 

However, no method of transmission over the internet is 100% secure.

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5. COOKIES & WEBSITE USAGE

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Our website may use cookies or similar technologies to:

• Improve user experience

• Analyze website traffic

• Understand user behavior

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You may disable cookies through your browser settings.

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6. CONFIDENTIALITY

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We maintain strict confidentiality of all client information.

• We do not sell, rent, or misuse your personal data

• Access is limited to authorized personnel only

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7. LEGAL DISCLOSURE

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We may disclose your information if required:

• To comply with legal obligations

• To respond to lawful requests from authorities

• To protect our rights, users, or public safety

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8. USER RESPONSIBILITY

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You are responsible for ensuring that the information provided by you is accurate and up to date.

If any information needs correction, you should inform us promptly.

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9. THIRD-PARTY LINKS

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Our website may contain links to external websites.

We are not responsible for the privacy practices or content of such third-party websites.

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10. POLICY UPDATES

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We reserve the right to update or modify this Privacy Policy at any time.

Users are advised to review this page periodically.

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11. CONTACT US

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If you have any questions or concerns regarding this Privacy Policy, you may contact us:

📧 Email: info@nivesshtam.com

📞 Phone: 9936227999, 9793609797

📍 Location: Kanpur, India