The information, content, and services provided by Nivesshtam (“Company”) through its website, digital platforms, and related communication channels (including but not limited to email, messaging applications, mobile calls, SMS, or any other form of communication) are intended solely for informational and educational purposes.

Nivesshtam may provide insights related to financial markets, mutual funds, stocks, investment strategies, and general financial planning. However, such content represents personal opinions, research-based views, and general analysis, and should not be construed as financial advice, investment advice, or a recommendation to buy, sell, or hold any securities or financial products.

 

NO GUARANTEE OF ACCURACY OR RETURNS

While reasonable efforts are made to ensure that the information provided is accurate and up to date, Nivesshtam does not guarantee the completeness, accuracy, reliability, or timeliness of any content. Market conditions are dynamic, and past performance is not indicative of future results.

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INVESTMENT RISK DISCLOSURE

All investments in financial markets, including mutual funds and stocks, are subject to market risks. Users are strongly advised to conduct their own research and/or consult a qualified financial advisor before making any investment decisions.

Nivesshtam shall not be held liable for any losses, damages, or consequences arising from decisions taken based on the information provided through its platforms.

 

USER RESPONSIBILITY

By accessing or using our services, you agree that:

• You are acting at your own discretion and risk

• You understand that investment decisions are solely your responsibility

• You will not hold Nivesshtam accountable for any financial outcomes

 

CONTENT OWNERSHIP & USAGE

All content available on Nivesshtam platforms, including text, graphics, logos, and analysis, is the intellectual property of Nivesshtam and is protected under applicable laws.

No content may be copied, reproduced, distributed, or used for commercial purposes without prior written permission.

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THIRD-PARTY LINKS

Nivesshtam may provide links to third-party websites for user convenience. We do not control, endorse, or take responsibility for the content, accuracy, or practices of such external sites.

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MODIFICATION OF TERMS

Nivesshtam reserves the right to modify, update, or change this disclaimer at any time without prior notice. Continued use of the platform implies acceptance of the updated terms.

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ACCEPTANCE OF TERMS

By using our website or services, you acknowledge that you have read, understood, and agreed to this disclaimer. If you do not agree, you are advised to discontinue use of our services.